[分享]中国银联POS终端规范

缘份

<p>&nbsp;</p><p><br/></p><p></p><p><span class="bold">中国银联直联POS终端规范</span><br/><br/></p><div style="FONT-SIZE: 12px;">（修订版）<br/>中国银联直联POS终端规范<br/>2003年12月<br/><br/>OS终端规范<br/>目录<br/>编写说明........................................................................5<br/>1．范围.........................................................................6<br/>2．引用标准.....................................................................7<br/>3．定义.........................................................................8<br/>4．POS终端硬件要求.............................................................11<br/>4.1 显示屏..............................................................................11<br/>4.2 键盘................................................................................11<br/>4.3 密码键盘............................................................................11<br/>4.4 磁条阅读器..........................................................................11<br/>4.5 交易存储量..........................................................................11<br/>4.6 通讯................................................................................11<br/>4.7 打印机..............................................................................12<br/>4.8 电源.................................................................................12<br/>4.9 安全性...............................................................................12<br/>4.10 电磁兼容性..........................................................................12<br/>4.10.1 无线电干扰极限值.............................................................12<br/>4.10.2 电磁敏感度...................................................................12<br/>4.11 可靠性..............................................................................12<br/>5．POS终端软件要求.............................................................13<br/>5.1 系统软件............................................................................13<br/>5.2 二次开发平台.......................................................................13<br/>5.3 安全加密............................................................................13<br/>6．POS终端安全要求.............................................................14<br/>6.1 操作员密码..........................................................................14<br/>6.2 POS终端密钥管理...................................................................14<br/>6.2.1 二级密钥体系...................................................................14<br/>6.2.2 POS终端MAC的算法.............................................................14<br/>6.2.3 PIN加密.......................................................................14<br/>7．POS终端管理功能.............................................................15<br/>7.1 系统管理.............................................................................15<br/>7.1.1 自检...........................................................................15<br/>7.1.2 程序下载管理...................................................................15<br/>7.1.3 参数管理.......................................................................15<br/>第1页共108页<br/><br/>OS终端规范<br/>7.1.4 终端状态管理...................................................................17<br/>7.2 操作员管理...........................................................................17<br/>7.2.1 系统管理员.....................................................................18<br/>7.2.2 操作员管理.....................................................................18<br/>7.3 应用管理.............................................................................18<br/>7.3.1 签到管理.......................................................................18<br/>7.3.2 批结算管理（0500/0510）........................................................19<br/>7.3.3 批上送（0320/0330）............................................................19<br/>7.3.4 签退管理（0820/0830）..........................................................20<br/>7.3.5回响测试（0820/0830）..........................................................20<br/>7.3.6 参数传递（0800/0810）..........................................................20<br/>7.3.7 POS终端状态上送（0820/0830） ..................................................20<br/>7.3.8 交易查阅功能...................................................................21<br/>7.3.9 锁定功能.......................................................................21<br/>7.3.10 清除POS记录..................................................................21<br/>8．POS 终端交易功能............................................................. 22<br/>8.1 联线交易功能........................................................................22<br/>8.1.1 余额查询（0200/0210）..........................................................22<br/>8.1.2 消费（0200/0210）..............................................................22<br/>8.1.3 消费撤消（0200/0210）..........................................................22<br/>8.1.4 退货（0220/0230）..............................................................22<br/>8.1.5 预授权（0100/0110）............................................................22<br/>8.1.6 预授权撤消（0100/0110）........................................................23<br/>8.1.7 预授权完成（0200/0210）........................................................23<br/>8.1.8 预授权完成撤消（0200/0210）....................................................23<br/>8.1.9自动冲正（0400/0410）..........................................................23<br/>8.2 离线交易功能........................................................................24<br/>8.2.1 离线结算（0220/0230）..........................................................24<br/>8.2.2 结算调整（0220/0230）..........................................................24<br/>9．POS 终端交易处理流程................................ ......................... 25<br/>9.1余额查询.............................................................................25<br/>9.2消费..................................................................................26<br/>9.3消费撤消.............................................................................27<br/>9.4退货..................................................................................28<br/>9.5预授权................................................................................29<br/>9.6预授权撤消...........................................................................30<br/>9.7预授权完成...........................................................................31<br/>9.8预授权完成撤消.......................................................................32<br/>9.9离线结算.............................................................................33<br/>9.10 结算调整............................................................................34<br/>第2页共108页<br/><br/>OS终端规范<br/>9.11 批结算..............................................................................35<br/>10 ．消息域说明................................ ................................ .. 36<br/>10.1说明.................................................................................36<br/>10.2数据类型............................................................................37<br/>10.3数据元名称及其定义.................................................................38<br/>10.3.1消息类型......................................................................38<br/>10.3.2域2...........................................................................40<br/>10.3.3域3...........................................................................41<br/>10.3.4域4...........................................................................43<br/>10.3.5域11..........................................................................44<br/>10.3.6域12..........................................................................45<br/>10.3.7域13..........................................................................46<br/>10.3.8域14..........................................................................47<br/>10.3.9域15..........................................................................48<br/>10.3.10域22.........................................................................49<br/>10.3.11域25.........................................................................50<br/>10.3.12域26.........................................................................51<br/>10.3.13域32.........................................................................52<br/>10.3.14域35.........................................................................53<br/>10.3.15域36.........................................................................54<br/>10.3.16域37.........................................................................55<br/>10.3.17域38.........................................................................56<br/>10.3.18域39.........................................................................57<br/>10.3.19域41.........................................................................58<br/>10.3.20域42.........................................................................59<br/>10.3.21域44.........................................................................60<br/>10.3.22域48.........................................................................61<br/>10.3.23域49.........................................................................64<br/>10.3.24域52.........................................................................65<br/>10.3.25域53.........................................................................66<br/>10.3.26域54.........................................................................67<br/>10.3.27域60.........................................................................68<br/>10.3.28域61.........................................................................70<br/>10.3.29域62.........................................................................71<br/>10.3.30域63.........................................................................74<br/>10.3.31域64.........................................................................76<br/>11.POS 终端消息交换说明................................ ......................... 77<br/>11.1消息格式说明........................................................................77<br/>11.1.1消息格式......................................................................77<br/>11.1.2 符号定义......................................................................78<br/>第3页共108页<br/><br/>OS终端规范<br/>11.2交易类...............................................................................79<br/>11.2.1 余额查询......................................................................79<br/>11.2.2 消费..........................................................................80<br/>11.2.3 消费冲正......................................................................81<br/>11.2.4 消费撤消......................................................................82<br/>11.2.5 消费撤消冲正..................................................................83<br/>11.2.6 退货..........................................................................84<br/>11.2.7 预授权........................................................................85<br/>11.2.8 预授权冲正....................................................................86<br/>11.2.9 预授权撤消....................................................................87<br/>11.2.10 预授权撤消冲正...............................................................88<br/>11.2.11 预授权完成...................................................................89<br/>11.2.12 预授权完成冲正...............................................................90<br/>11.2.13 预授权完成撤消...............................................................91<br/>11.2.14 预授权完成撤消冲正...........................................................92<br/>11.3离线类...............................................................................93<br/>11.3.1 结算交易......................................................................93<br/>11.3.2 结算调整交易.................................................................94<br/>11.4管理类...............................................................................95<br/>11.4.1 签到..........................................................................95<br/>11.4.2 签退..........................................................................95<br/>11.4.3 批结算........................................................................96<br/>11.4.4 批上送金融交易/批上送结束.....................................................96<br/>11.4.5 批上送通知交易...............................................................97<br/>11.4.6 POS参数传递.................................................................97<br/>11.4.7 回响测试......................................................................97<br/>11.4.8 POS状态上送.................................................................98<br/>12 POS终端凭证要素及格式要求....................................................99<br/>12.1 交易凭证要素......................................................................99<br/>12.2 签购单要求及参考样式.............................................................99<br/>12.2.1 签购单要求...................................................................99<br/>12.2.2 签购单参考样式（套打）......................................................101<br/>12.3 结算总计单参考样式...............................................................102<br/>12.4 结算明细单参考样式...............................................................103<br/>12.5 交易凭证尺寸要求（套打）........................................................104<br/>附1：个人标识（PIN）的加密和解密方法.................................................105<br/>附2：POS终端MAC的算法................................................................107<br/>附3：对应答码的处理....................................................................109<br/>第4页共108页</div>